This is a negotiation. You are under no obligation to make a decision immediately. Take a few days, make a few phone calls. You might be able to have them adjust their assessment to just short of totaling the vehicle and getting it fixed or fixing it yourself. No branded title that way...
Of course, you could always take the insurance check and put that towards the car you've had your eye on. In that case, you'll still want as much as you can get from them.
Of course, you could always take the insurance check and put that towards the car you've had your eye on. In that case, you'll still want as much as you can get from them.
